OpenBanking
Policy-compliant AI credit scoring, on-chain settlement infrastructure, and asset tokenization platforms that democratise financial services while maintaining regulatory compliance.
Sector
Open Banking
03
Solutions
06
Metrics
Sector Capabilities
What we deliver
08 capabilitiesAlternative data credit scoring (mobile money, utility)Policy compliance rule engineExplainable AI decision reportsReal-time fraud signal ingestionOn-chain audit trail for every decisionMulti-rail payment orchestrationReal-time settlement enginePCI-DSS Level 1 compliant gateway
Technology stack
12 toolsXGBoostEthereum L2 (Polygon)Apache FlinkPythonGogRPCCockroachDBStellarRustRipple (XRP Ledger)Kafka StreamsReactXGBoostEthereum L2 (Polygon)Apache FlinkPythonGogRPCCockroachDBStellarRustRipple (XRP Ledger)Kafka StreamsReact
Solutions
Explore the solutions
Policy-compliant AI credit scoring that reaches the unbanked with ethical, transparent lending decisions recorded on-chain.
Capabilities
›Alternative data credit scoring (mobile money, utility)
›Policy compliance rule engine
›Explainable AI decision reports
›Real-time fraud signal ingestion
Stack
XGBoostEthereum L2 (Polygon)Apache FlinkPython
Measurable Outcomes
Impact across solutions
4.2%
Default Rate
AI-Driven Risk & Credit
< 90s
Decision Time
AI-Driven Risk & Credit
50K
New Borrowers / Year
AI-Driven Risk & Credit
96%
Success Rate
Payment Infrastructure Platform
Real-time
Settlement
Payment Infrastructure Platform
-60%
Fee Reduction
Payment Infrastructure Platform
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