Sector
Open Banking
Shariah-compliant AI credit scoring, on-chain settlement infrastructure, and asset tokenization platforms that democratise financial services while maintaining regulatory compliance.
What We Deliver
Technology Stack
Solutions
AI-Driven Risk & Credit
Shariah-compliant AI credit scoring that reaches the unbanked with ethical, transparent lending decisions recorded on-chain.
- Alternative data credit scoring (mobile money, utility)
- Shariah-compliance rule engine
- Explainable AI decision reports
Payment Infrastructure Platform
Open-source payment gateway with instant settlement capabilities, supporting multiple currencies and compliance frameworks for emerging markets.
- Multi-rail payment orchestration
- Real-time settlement engine
- PCI-DSS Level 1 compliant gateway
Remittance Optimization Engine
Cross-border payment routing system that finds the optimal path through banking networks, reducing transfer fees by up to 80% and settlement time to under 2 hours.
- Multi-corridor route optimisation
- Dynamic FX rate aggregation
- Sanction screening in < 200ms
Impact Across Solutions
AI-Driven Risk & Credit
AI-Driven Risk & Credit
AI-Driven Risk & Credit
Payment Infrastructure Platform
Payment Infrastructure Platform
Payment Infrastructure Platform